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insurance-benefits-team-learn-moreInsurance Benefits Team wants to make sure you have all the information you need to make smart decisions about your health insurance and overall wellness. Unless you’re immersed in this world every day, staying up to date on the industry can be a challenge.

Never fear. Insurance Benefits Team is doing the research for you. Just keep an eye on this page for the latest information on healthcare, insurance, and overall wellness for you and your family. Because at Insurance Benefits Team we truly believe that Education is Your Solution.

Long-Term Care Insurance

Long-Term Care Insurance

What is Long-term Care Insurance? It is designed to help pay for long-term medical and non-medical services that would otherwise be paid out-of-pocket. Some policies cover nursing home care, while others include coverage for an entire range of services such as care in...

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The Advantages of  Self-funding

The Advantages of Self-funding

Importance of Claims Analysis In today’s business climate, managers need benefits solutions as resourceful and cutting-edge as the organizations they run. For many employers, pre-packaged full insurance health plans do not provide the greatest value to their...

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Why Are Health Care Costs Rising?

Why Are Health Care Costs Rising?

Health care costs, and consequently employee health benefit costs, have been growing at an alarming rate in recent years. Total health insurance costs for employers could reach nearly $850 billion by 2019. Why are costs rising so high, so fast? National Health Care...

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Cash Pay vs Insurance

Did you know that sometimes is WAY cheaper to pay by cash rather than your insurance card? Tammera explains more for you in this video.

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Texas Senate Bill 51

Texas Senate Bill 51

Tammera is back again with some details on Texas Senate Bill 51 and why it is important to remember as an employer at the end of the month!

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Health Reimbursement Accounts: Know Your Options

Health Reimbursement Accounts: Know Your Options

Everyone dislikes feeling cheated out of a better deal. More and more employers are offering consumer-driven health care options, but too often they aren’t explaining them to employees. So few employees take advantage of the opportunities presented. This is most...

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Needed: A Trusted Advisor

Needed: A Trusted Advisor

Benefit costs and employee expectations are rising, and many employers struggle to balance employee needs with their own capabilities and bottom lines. Brokers will try to sell to you based on having the lowest price, but sometimes the best value is the broker who...

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Health Reimbursement Accounts

Everyone dislikes feeling cheated out of a better deal. More and more employers are offering consumer-driven health care options, but too often they aren’t explaining them to employees. So few employees take advantage of the opportunities presented. This is most...

read more

Voluntary Benefits: Pet Insurance

  According to a survey by the American Veterinary Medical Foundation, almost two-thirds of pet owners consider their animals to be a member of the family. If you consider your pet to be an important part of your home and family, you’re likely willing to spend a...

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Avoiding Sports-related Eye Injuries in Children

Eye injuries are the leading cause of blindness in children, and most eye injuries incurred by those ages 11 to 14 happen while they are playing sports. Every 13 minutes, an emergency room in the United States treats a sports-related eye injury. Of the estimated 2...

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