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insurance-benefits-team-learn-moreInsurance Benefits Team wants to make sure you have all the information you need to make smart decisions about your health insurance and overall wellness. Unless you’re immersed in this world every day, staying up to date on the industry can be a challenge.

Never fear. Insurance Benefits Team is doing the research for you. Just keep an eye on this page for the latest information on healthcare, insurance, and overall wellness for you and your family. Because at Insurance Benefits Team we truly believe that Education is Your Solution.

Long-Term Care Insurance

Long-Term Care Insurance

What is Long-term Care Insurance? It is designed to help pay for long-term medical and non-medical services that would otherwise be paid out-of-pocket. Some policies cover nursing home care, while others include coverage for an entire range of services such as care in...

The Advantages of  Self-funding

The Advantages of Self-funding

Importance of Claims Analysis In today’s business climate, managers need benefits solutions as resourceful and cutting-edge as the organizations they run. For many employers, pre-packaged full insurance health plans do not provide the greatest value to their...

Why Are Health Care Costs Rising?

Why Are Health Care Costs Rising?

Health care costs, and consequently employee health benefit costs, have been growing at an alarming rate in recent years. Total health insurance costs for employers could reach nearly $850 billion by 2019. Why are costs rising so high, so fast? National Health Care...

Cash Pay vs Insurance

Cash Pay vs Insurance

Did you know that sometimes is WAY cheaper to pay by cash rather than your insurance card? Tammera explains more for you in this...

Traditional vs Technology Backed Brokers (Quick Video Version)

Traditional vs Technology Backed Brokers (Quick Video Version)

What are some of the advantages of using a Technology-Backed Broker like Insurance & Benefits team vs. a Traditional Broker in an era where compliance is everything? There's a lot. Check out what Tammera has to say. Click here for more details on the difference...