Blog

Consumer Driven Health Care: Creating Choices For You

Consumer health plans are not designed to require a patient to shop around during an emergency. Rather, they empower patients to know their marketplace beforehand, so that in an emergency the patient knows where he or she feels most comfortable receiving care....

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Outpatient Surgery: Selecting A Facility

One of the biggest mistakes you can make when choosing an outpatient surgery center is to simply go to the closest or largest facility in your area. To make the swiftest recovery possible, it is important to select a facility that is best suited to your particular...

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Know Your Benefits: Life Insurance

Life insurance isn’t a fun thing to think about, and it may seem like an unnecessary expense. But if you have people who depend on you for financial support, then life insurance is really about protecting them in case something happens to you – your designated...

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Know Your Benefits: How to Research Health Care Prices

It’s not a secret that health care can cost quite a bit. In 2010, the United States spent $2.6 trillion on health care, an average of $8,402 per person. The Milliman Medical Index suggested that the average family of four covered by an employer-sponsored health plan...

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Health Care Claims: Solutions to Common Problems

Have you ever had a health insurance claim denied unexpectedly or had a claim delayed for weeks with no explanation? Due to the confusing nature of medical billing and insurance claims, people often don’t dig deeper into such issues despite their frustration. However,...

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Know Your Benefits: Preventive Care

According to the U.S. Centers for Disease Control and Prevention (CDC), 7 out of 10 Americans die each year from chronic diseases, many of which are preventable. When preventive care is used and illnesses and diseases are caught early enough, individuals can avoid or...

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Know Your Benefits: Saving Money on Prescriptions

You are likely familiar with the terms “generic” and “brand name” prescription drugs. But do you know what a drug formulary is? Like a generic drug, it can also save you money. The following article will help you understand all three terms. Drug Formularies If you...

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Know Your Benefits: Wise Use of the Emergency Room

When you’re sick or injured, no matter the severity, can feel like a matter of life and death. But being prepared and knowing what does and doesn’t merit a trip to the Emergency Room can save you a lot of time, money, and stress. An emergency is life-threatening and...

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