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insurance-benefits-team-learn-moreIBT Consulting wants to make sure you have all the information you need to make smart decisions about your health insurance and overall wellness. Unless you’re immersed in this world every day, staying up to date on the industry can be a challenge.

Never fear. IBT Consulting is doing the research for you. Just keep an eye on this page for the latest information on healthcare, insurance, and overall wellness for you and your family. Because at IBT we truly believe that Education is Your Solution.

How to Read an Explanation of Benefits

How to Read an Explanation of Benefits

Understanding an Explanation of Benefits (EOB) can be a daunting task, especially if you aren’t familiar with medical terminology or insurance jargon. However, it is essential to know how to read an EOB to make sure you are not being charged incorrectly and your...

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The Importance of Purchasing Life Insurance

The Importance of Purchasing Life Insurance

Life insurance is a financial product designed to provide protection to your loved ones in the event of your death. The policy pays out a death benefit to the beneficiary listed on the policy, which can be used to cover funeral costs, outstanding debts, and living...

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Preventative Care and Insurance Coverage: Why It Matters

Preventative Care and Insurance Coverage: Why It Matters

Preventative care is a vital component of maintaining good health and preventing chronic illnesses. It refers to healthcare services designed to help individuals maintain their overall health and well-being by identifying and addressing health issues before they...

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Why Employers Should Offer Pet Insurance to Employees

Why Employers Should Offer Pet Insurance to Employees

The COVID-19 pandemic has had a profound impact on the way people work and live. As many employees shifted to working remotely and spent more time at home, the bond between people and their pets has strengthened. Pets provide much-needed companionship and emotional...

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Medicare Enrollment Challenges

Medicare Enrollment Challenges

Turning 65 is a major milestone in anyone's life. One of the things making it so significant is you become eligible for Medicare, the federal health insurance program covering people aged 65 and older, as well as those with certain disabilities. While Medicare can be...

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Benefits of Purchasing Dental Insurance

Benefits of Purchasing Dental Insurance

Taking care of your teeth and oral health is essential for overall well-being. However, without proper insurance coverage, dental procedures and treatments can be expensive and it can be challenging to afford necessary treatments. Purchasing dental insurance helps...

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Using Telemedicine for Your Employees

Using Telemedicine for Your Employees

Telemedicine has become increasingly popular since the outbreak of the COVID-19 pandemic. Telemedicine involves the use of technology to deliver medical care remotely, allowing patients to receive medical advice and treatment from the comfort of their own homes. It’s...

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An Overview of Self-Funded Health Plans

An Overview of Self-Funded Health Plans

Healthcare costs continue to rise every year, leaving many individuals and employers searching for ways to reduce their expenses. One option gaining in popularity recently is a self-funded health plan. In this blog, we will discuss what self-funded health plans are,...

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How the Affordable Care Act Affects Large Employers

How the Affordable Care Act Affects Large Employers

The Affordable Care Act (ACA), also known as Obamacare, is a landmark healthcare reform signed into law in March 2010. One of the key provisions of the ACA is large employers are required to provide affordable health insurance coverage to their employees or face...

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Benefits of a Level Funded Health Plan

Benefits of a Level Funded Health Plan

A level funded health plan is a type of health insurance that combines features of both traditional insurance and self-insured plans. In a level funded health plan, the employer pays a fixed monthly premium, similar to a traditional insurance plan, but also sets aside...

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How Self-Funded Health Plans Help Small Employers

How Self-Funded Health Plans Help Small Employers

Small employers face a number of challenges when it comes to providing health insurance to their employees. Rising healthcare costs and limited resources make it difficult for small businesses to offer comprehensive health benefits while still remaining competitive....

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You Can’t Get Through This Life Alone

The following is an interview with Tammera Hollerich, IBT Consulting’s CEO and Executive Consultant, by Paul Wilson of Benefits Pro magazine in collaboration with NAHU's Vanguard Council.. TAMMERA HOLLERICH is the CEO and founder of Mirus3, which provides health and...

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Long-Term Care Insurance

Long-Term Care Insurance

What is Long-term Care Insurance? It is designed to help pay for long-term medical and non-medical services that would otherwise be paid out-of-pocket. Some policies cover nursing home care, while others include coverage for an entire range of services such as care in...

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