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Insurance Benefits Team wants to make sure you have all the information you need to make smart decisions about your health insurance and overall wellness. Unless you’re immersed in this world every day, staying up to date on the industry can be a challenge.Never fear. Insurance Benefits Team is doing the research for you. Just keep an eye on this page for the latest information on healthcare, insurance, and overall wellness for you and your family. Because at Insurance Benefits Team we truly believe that Education is Your Solution.
Health Care Claims: Solutions to Common Problems
Have you ever had a health insurance claim denied unexpectedly or had a claim delayed for weeks with no explanation? Due to the confusing nature of medical billing and insurance claims, people often don’t dig deeper into such issues despite their frustration. However,...
Know Your Benefits: Preventive Care
According to the U.S. Centers for Disease Control and Prevention (CDC), 7 out of 10 Americans die each year from chronic diseases, many of which are preventable. When preventive care is used and illnesses and diseases are caught early enough, individuals can avoid or...
Know Your Benefits: How an In-network Bill Becomes a Claim
Doing your best to obtain medical care from in-network health care providers is important if you are worried about high medical costs. Here are the steps for how in-network coverage is provided during a medical visit. Provider: The patient receives treatment. The...
Know Your Benefits: How to be a Wise Health Care Consumer
With health care costs continuing to rise, it’s more important than ever to take responsibility for your medical care choices. Asking questions and researching your options are good ways to start taking control of how much you spend on health care. Consider Your Plan...
Know Your Benefits: Saving Money on Prescriptions
You are likely familiar with the terms “generic” and “brand name” prescription drugs. But do you know what a drug formulary is? Like a generic drug, it can also save you money. The following article will help you understand all three terms. Drug Formularies If you...
Know Your Benefits: Wise Use of the Emergency Room
When you’re sick or injured, no matter the severity, can feel like a matter of life and death. But being prepared and knowing what does and doesn’t merit a trip to the Emergency Room can save you a lot of time, money, and stress. An emergency is life-threatening and...
Affordable Care Act Subsidies Calculator
A lot of people are wondering if they are eligible for subsidies to help cover the cost of healthcare under the new Affordable Care Act. The folks over at the Kaiser Family Foundation have come up with a calculator you can use to see if you’re going to qualify. With this calculator, you can enter different income levels, ages, and family sizes to get an estimate of your eligibility for subsidies and how much you could spend on health insurance.