Know Your Benefits: How to Research Health Care Prices

It’s not a secret that health care can cost quite a bit. In 2010, the United States spent $2.6 trillion on health care, an average of $8,402 per person. The Milliman Medical Index suggested that the average family of four covered by an employer-sponsored health plan...

Health Care Claims: Solutions to Common Problems

Have you ever had a health insurance claim denied unexpectedly or had a claim delayed for weeks with no explanation? Due to the confusing nature of medical billing and insurance claims, people often don’t dig deeper into such issues despite their frustration. However,...

Know Your Benefits: Preventive Care

According to the U.S. Centers for Disease Control and Prevention (CDC), 7 out of 10 Americans die each year from chronic diseases, many of which are preventable. When preventive care is used and illnesses and diseases are caught early enough, individuals can avoid or...

Know Your Benefits: How an In-network Bill Becomes a Claim

Doing your best to obtain medical care from in-network health care providers is important if you are worried about high medical costs. Here are the steps for how in-network coverage is provided during a medical visit. Provider: The patient receives treatment. The...

Know Your Benefits: How to be a Wise Health Care Consumer

With health care costs continuing to rise, it’s more important than ever to take responsibility for your medical care choices. Asking questions and researching your options are good ways to start taking control of how much you spend on health care. Consider Your Plan...

Know Your Benefits: Saving Money on Prescriptions

You are likely familiar with the terms “generic” and “brand name” prescription drugs. But do you know what a drug formulary is? Like a generic drug, it can also save you money. The following article will help you understand all three terms. Drug Formularies If you...